RETIREMENT INCOME SOLUTIONS OF NC
RETIREMENT INCOME • TIMING RISK

Taking income from your savings changes the stakes.

When you are retired, market declines and ongoing withdrawals can work against you at the same time. Discover why the timing of returns matters to how long your savings may last.

Watch: Understanding Timing Risk

2-minute educational video • Income for Life Model®

The order matters

Losses early in retirement can have a different effect than losses later, even when long-term average returns look similar.

Withdrawals add pressure

Selling investments to cover expenses during a decline can leave fewer assets available to participate in a recovery.

Your income needs a plan

Review how your income sources, reserves and investment withdrawals work together through changing markets.

YOUR NEXT STEP

How would a market decline affect your retirement income?

Talk with Ray Henry about your current income sources, withdrawal needs and questions. Request a retirement income review focused on your situation.

Call Ray: 888-611-7286

Serving North Carolina residents. Prefer a callback? Complete the form below.

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Retirement Income Solutions of NC
Raymond Henry • PO Box 289, Rutherford College, NC

For educational purposes only. Investing involves risk, including possible loss of principal. No strategy guarantees a profit or prevents a loss. Examples in educational materials are illustrative and are not a prediction of your results. Income for Life Model® is a registered trademark of Wealth2k.